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FinanceAdhikar
9 Calculators
Financial Suite

Loans & EMI Calculators

Accurate calculators for Home Loans, Car Loans, Personal Loans, Prepayments, and Balance Transfers with interactive amortization schedules.

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Home Loan EMI Calculator

Calculate your monthly Home Loan EMI with live interactive Chart.js donut chart, complete year-by-year amortization schedule table, prepayment savings simulator, and Section 80C/24(b) tax relief.

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Car Loan EMI Calculator

Calculate car loan monthly EMI, down payment percentage, total interest payable, prepayment savings simulator, and complete annual amortization schedule table.

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Credit Card Balance Payoff Calculator

Calculate exact months to become debt-free by setting a fixed monthly payment. Compare interest saved vs minimum due with 42% APR and 18% GST.

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Credit Card Minimum Due Interest Trap Calculator

Calculate the shocking number of years and total interest paid when paying only 5% Minimum Amount Due (MAD) on credit card debt with 42% APR and 18% GST.

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Flat vs Reducing Balance Rate Calculator

Convert deceptive flat loan interest rates into actual effective reducing balance rates (APR) for Car Loans, Two-Wheeler Loans, and Personal Loans.

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Loan Against Property (LAP) Calculator

Calculate eligible mortgage loan amount based on property market valuation, 60%-75% LTV limits, monthly EMI, and total interest payable.

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Loan Balance Transfer Savings Calculator

Calculate exact net interest savings, monthly EMI reduction, and processing fee payback period when switching your home loan or personal loan to a lower interest rate.

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Loan Prepayment & Tenure Reducer Calculator

Calculate exact interest saved and tenure reduced with extra monthly EMI prepayments or one-time lumpsum bonus payments on Home Loan, Car Loan, or Personal Loan.

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Personal Loan EMI Calculator

Calculate personal loan monthly EMI, processing fee with 18% GST, net in-hand bank disbursal amount, prepayment savings, and annual amortization schedule table.

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