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FinanceAdhikar

Terms of Service

Effective Date: August 18, 2026 | Last Updated: August 18, 2026

Welcome to FinanceAdhikar. By accessing or using our website (https://financeadhikar.com/) and its associated financial calculation tools, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the platform immediately.

1. Nature of the Service

FinanceAdhikar provides free, web-based financial estimation calculators (e.g., Home Loan EMI, SIP Compound Growth, Income Tax Comparison, Mutual Fund Returns, Retirement Corpus, PPF, GST, and related tools). All utilities are designed purely for educational, planning, and informational purposes.

2. No Financial, Legal, or Tax Advice

Important Notice: FinanceAdhikar is not a SEBI-registered financial advisor, banking institution, or certified public accountant. The calculations, estimations, and comparisons provided on this platform do not constitute professional financial advice, loan sanction guarantees, or legal tax counsel.

3. Intellectual Property Rights

Unless otherwise stated, FinanceAdhikar and/or its licensors own the intellectual property rights for all material on FinanceAdhikar, including our custom mathematical calculation algorithms, user interface designs, logos, CSS stylesheets, and explanatory editorial articles. All intellectual property rights are reserved.

4. User Conduct & Acceptable Use

  • You agree not to use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of FinanceAdhikar.
  • You must not use automated scraping software, bots, or data-extraction tools to overburden our server infrastructure.
  • You may share calculation links, screenshots, and results for personal, academic, or professional planning purposes.

5. Limitation of Liability

In no event shall FinanceAdhikar, its developers, authors, or affiliates be liable for any direct, indirect, consequential, or punitive damages arising out of your access to, use of, or inability to use this platform, including any financial loss resulting from investments, loans, or tax filings made on the basis of figures generated by our calculators.

6. Modifications to Terms

We reserve the right to revise these Terms of Service at any time. Any changes will be posted on this page with an updated effective date. Continued use of the website following the posting of changes constitutes acceptance of those changes.