Capital Gains Tax Calculator (Stocks & Equity MF) – Budget 2024 STCG 20% & LTCG 12.5%
Calculate stock market and equity mutual fund capital gains tax with Budget 2024 revised rates: 20% STCG, 12.5% LTCG, and ₹1.25 Lakh tax-free exemption limit.
Total selling value of shares / equity units
Original buying cost of shares / equity units
How to Use this Calculator & Formula Breakdown
Step 1: Input Financial Parameters
Choose holding period: Short-Term (≤1 year) or Long-Term (>1 year).
Step 2: Instant Client-Side Computation
Enter total sale consideration and purchase value.
Step 3: Analyze Visual Breakdown & Amortization
Explore live interactive Chart.js donut chart, ₹1.25L exemption benefit, and net take-home profit.
Mathematical Algorithm & Formula
Frequently Asked Questions (FAQs)
What are the revised Stock & Equity Mutual Fund tax rates in Budget 2024?
Under Budget 2024: (1) Short-Term Capital Gains (STCG) increased from 15% to 20%. (2) Long-Term Capital Gains (LTCG) increased from 10% to 12.5%, but the annual tax-free exemption limit was increased from ₹1 Lakh to ₹1.25 Lakhs.
What is the holding period to qualify for LTCG in equity shares?
Listed equity shares and equity mutual funds held for more than 12 months (1 year) qualify for Long-Term Capital Gains.
How does the ₹1.25 Lakh LTCG exemption under Section 112A work?
Every financial year, the first ₹1,25,000 of aggregate long-term capital gains across all listed stocks and equity mutual funds is 100% tax-free. Only gains above ₹1.25 Lakhs are taxed at 12.5%.
What is Tax-Loss Harvesting?
Tax-loss harvesting involves selling loss-making stocks before March 31st to offset against realized capital gains, legally reducing your net taxable capital gains to zero.
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